Funding with 1st Commercial Credit

1st Commercial Credit Background

Freight Factoring Company – 1st Commercial Credit provides trucking companies with a line of credit to cover expenses and factoring services for the USA, Canada and UK. If your trucking business is in need of funding, you can contact 1st Commercial Credit. They offer group discounts on fuel and accept copies for funding. The 30 day factoring truck rates start out as low as 0.69% to 1.59%.

Many of 1st Commercial Credit’s clients are small start up companies or fast growing freight companies where their past earnings and sales history cannot justify their increased borrowing. Almost all freight companies can qualify for a credit line as long as they haul for credit worthy shippers or freight brokers and they have not pledged accounts receivable as collateral.

Small Fleets

Small fleets have no up front fees to set up and receive a 4.9% flat rate. There are no monthly minimums. They offer free credit checks online, can have you set up within three days and offer same day funding.

Mid to Large Fleets

Mid to large fleets need to have at least a 10k monthly minimum. No up front fees are required and there is no need to over-night mail. 1st Commercial Credit can have you set up within three days and offer you free credit checks online. No financials are needed up to 350k. Same day funding is also available.

Freight Brokers

Freight Brokers must have a 10k monthly minimum. Custom rates are available for large freight brokers. The rates begin at 0.69% up to 1.59%. You can schedule online payments and be set up within three days. ACH and wires to carriers are available. Free credit checks are offered and you can apply for instant credit increases. Your company must have all permits in place.

Why choose 1st Commercial Credit?

To see how your trucking company could qualify for funding, there are free quotes available online. There are a variety of reasons why you should feel safe choosing 1st Commercial Credit. Some of their features include fuel card discounts, flexible approvals and same day decisions, simple with no upfront fees requested, cash flow is provided to trucking companies every day, affordable freight factoring rates and initial funding is set up within three to five days.

With these added features, you can sign up for more loads by granting credit terms to new customers. There will never be a reason to have to borrow money for fuel, payroll, permits or other trucking expenses. One truck operators are accepted. Large fleets can qualify for credit lines up to $10 million dollars.


You can contact 1st Commercial Credit to help credit your trucking business by requesting a quote online or calling them at 1-800-876-6071, 24 hours a day, seven days a week. There is also an online form at callback. You can fill it out for a call back or online quote.


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